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How do I apply for a loan?
Open your OKash app or OPay app, find loan to start loan application process.
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How to deactivate my DND status?
1.Text START to 2442 on your ETISALAT number that has stopped receiving Bulk SMS.
2.Text ALLOW to 2442 on your MTN number that has stopped receiving Bulk SMS.
3.Text CANCEL to 2442 on your GLO number that has stopped receiving Bulk SMS.
4.Text ALLOW to 2442 on your AIRTEL number that has stopped receiving Bulk SMS.
(It has been discovered that MTN and AIRTEL networks have imposed DND without subscribers’
consent but you can still confirm by texting STATUS to 2442).
5. In case of these codes don’t work, kindly call our Customer Care. (Airtel 111 or 121, MTN 180,
Etisalat 200, GLO 121 or 200).
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What information do I need to provide?
Simply follow the instructions by answering all the questions as asked. Make sure
to provide authentic information about yourself.
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How to fill your relationship contact's information?
Your relationship contact is the person who can prove your reliability,
credibility and honesty. We may contact him/her when we decide the loan. Please fill the
relationship contact's information carefully.
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How long does the application process take?
The process takes a few minutes.
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How does OKash decide whether to give me a loan or
not?
OKash uses data from your phone including your handset details and financial
transaction messages , and your reason for borrowing. We combine these together with your OKash
repayment history to build an individualised credit score and determine the suitable loan offer for
you.
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What is the maximum loan amount one can receive?
It differs by individual, so please ensure your information is accurate, and you
are applying with your personal mobile device. then you may get a large loan amount.
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What is the Interest charged on loan? What is the
maximum period of the loan?
The Interest charged is 1.2% per day for a fixed term of 15 days.
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I don't know my BVN. What should I do?
Just dial *565*0#. Please note: This will only works if you are making the
request from the same phone number currently linked to your bank account.