How do I apply for a loan?
Open your Opay App and find Loan to start loan application process.
How to deactivate my DND status?
1.Text START to 2442 on your ETISALAT number that has stopped receiving Bulk SMS.
2.Text ALLOW to 2442 on your MTN number that has stopped receiving Bulk SMS.
3.Text CANCEL to 2442 on your GLO number that has stopped receiving Bulk SMS.
4.Text ALLOW to 2442 on your AIRTEL number that has stopped receiving Bulk SMS.
(It has been discovered that MTN and AIRTEL networks have imposed DND without subscribers’ consent but you can still confirm by texting STATUS to 2442).
5. In case of these codes don’t work, kindly call our Customer Care. (Airtel 111 or 121, MTN 180, Etisalat 200, GLO 121 or 200).
What information do I need to provide?
Simply follow the instructions by answering all the questions as asked. Make sure to provide authentic information about yourself.
How to fill your emergency contact's information?
Your emergency contact is the person who can prove your reliability, credibility and honesty. We may contact him/her when we decide the loan. Please fill the emergency contact's information carefully.
How long does the application process take?
The process takes a few minutes.
How does OKash decide whether to give me a loan or not?
OKash uses data from your phone including your handset details and financial transaction messages , and your reason for borrowing. We combine these together with your OKash repayment history to build an individualised credit score and determine the suitable loan offer for you.
What is the maximum loan amount one can receive?
It differs by individual, so please ensure your information is accurate, and you are applying with your personal mobile device. then you may get a large loan amount.
What is the origination fee charged on loan? What is the maximum period of the loan?
The origination fee charged is 1.2% per day for a fixed term of 15 days.
I don't know my BVN. What should I do?
Just dial *565*0#. Please note: This will only works if you are making the request from the same phone number currently linked to your bank account.